What we offer, who we are and what we do
At Farmers and Merchants State Bank, we are here to help provide banking services for personal, business, or agricultural needs. For over 110 years, we've dedicated ourselves to proudly serving our communities with great customer service and exceptional industry knowledge. Stop in today to see how we can help meet your financial needs.
Products That We Offer
We will match you with a loan program that meets your financial needs.
Personal
Get into the car of your dreams with an auto loan from F&M St. Bank. Contact us today to learn about our competitive rates.
Real Estate Mortgages
F&M State Bank offers mortgage rates that are extremely competitive & have the mortgage services available to help you achieve your home goals.
Agriculture/Business
Needing help with your operation? Talk to one of our Loan Officers today to learn more about our business & agricultural loan services.